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Since I started this career, I feel empowered and fulfilled as I help my clients navigate this period of increased volatility and guide them...

Monday, March 3, 2025

What to do in such uncertain times? YZJFH, HLF, SingFinance, MoneyMax & HIHL Earnings Highlights

 


😊📊With geopolitics in Ukraine, Russia, Europe and Trump policies in play, investors can consider to increase their exposure to local Singapore stocks namely to

- Reduce overexposure to Us markets due to uncertainty by Trump administration

- Reduce currency risk in USD assets based overseas

- Reduce potential volatility and increased exposure to dividend paying stocks or reits if they can stomach the interest rate volatility.

 

Here’s a summary of the main points for DBS, OCBC, and UOB based on their recent 4Q24 earnings:

Key Points for Investors:

-📊Strong Dividend Payout: The three banks will distribute a combined S$13.7 billion in dividends for FY24, highlighting their solid financial performance and commitment to shareholder returns.

-Steady Net Interest Income (NII): Their combined quarterly NII reached S$8.63 billion, continuing the trend of exceeding S$8 billion for the ninth consecutive quarter, driven by loan growth, despite the slight decline in the 3M Compounded SORA.

 

Summary for Investors:🏦📈

1. Yangzijiang Financial Holding: Strong profit growth and a solid dividend yield. 💰📈

2. Hong Leong Finance: Consistent profitability and ongoing digital transformation. 📱💡

3. Sing Investments & Finance: Record profit and steady loan growth. 🏦📈

4. MoneyMax: Excellent profit surge with expansion plans. 💎🚀

5. Hotung Investment Holdings: A recovery in income and a strategic focus on global investment opportunities. 🌍💼

 

For more details, check out the repost here:

 

🙂 I specialize in providing tailored stock insights and investment strategies. Let's connect to discuss how I can help you achieve your financial goals. 🤝

😊 Contact me @ https://bit.ly/contactEric

or email @ ohlh@phillip.com.sg

Thursday, February 20, 2025

3 key takeaways for UOB recent results: Is it still good to consider? 🙂

UOB Financial Highlights FY2024

1. Record Earnings: UOB achieved a record net profit of S$6.0 billion, up 6% from the previous year, driven by strong fee income and trading & investment gains. 💰

2. Capital Returns: UOB announced a S$3 billion capital distribution package (50% dividend payout ratio), including special dividends and share buybacks, demonstrating confidence in its financial position. 💸

3. Regional Growth: UOB's strategic investments in regional platforms are yielding results and the company is well-positioned to capitalize on ASEAN's growth opportunities amid global trade reconfiguration. 🌏

Stock Price Chart Analysis

UOB stock ($U11.SI) has shown a consistent upward trend. $35.7 serves as a strong support level. 📈

Let's connect on LinkedIn. 

I specialize in providing tailored stock insights and investment strategies. Let's connect to discuss how I can help you achieve your financial goals. 🤝

😊 Contact me @ https://bit.ly/contactEric

 or email @ ohlh@phillip.com.sg

Tuesday, February 11, 2025

🚀 Ready to take control of your financial future? As a dedicated stockbroker and financial advisor, I’ve completed the Remiser Development Program, gaining cutting-edge insights to help YOU achieve financial independence! 💡 📈





Featured in a recent video, I express my gratitude to SGX, SAS, The Society of Remisiers, Phillip Securities, and my peers for the invaluable learning experience. Check out the SGX video below.


💡 What I have learned from the 3 courses:
1. Essentials of Securities Trading course reinforced the significance of a diversified portfolio and has armed me with proven strategies to assist clients in achieving their financial independence.
2. AI advantage: A practical guide for brokerages course: Allows me to work more efficiently and leverage technology to make my work easier and more impactful especially in a fast moving and dynamic market.
3. Personal Branding: Leveraging Digital Marketing for Client engagement course: Grateful for being able to share what I learned and applied online for my viewers, clients and supporters via the various social medias for increased networking opportunities.

💰 Reach out today and let’s work together to secure your financial freedom! 🌟
😊 Contact me @ https://bit.ly/contactEric
or email @ ohlh@phillip.com.sg