Singapore Treasury bills 3.87% Yield. Should one also subscribe to it?

 

Source: Businesstimes 27 Jan 2023

With 3.87% yield for a 1 year period. Should I also subscribe? Should one still invest? Or is this return even enough to cover the headline inflation 6.1 year on year in Singapore and core inflation at 4.1%?   

Source: https://www.businesstimes.com.sg/singapore/singapores-headline-inflation-averaged-61-2022-core-inflation-41

As a strong advocate for any successful plan to work, we believe in balance, discipline and planning. T Bills can form part of one's asset but being over-exposed to this asset class may not be the one size fit all solution in meeting your long term financial goals for wealth accumulation or retirement especially when inflation is much higher. 

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