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Monday, March 3, 2025

What to do in such uncertain times? YZJFH, HLF, SingFinance, MoneyMax & HIHL Earnings Highlights

 


😊📊With geopolitics in Ukraine, Russia, Europe and Trump policies in play, investors can consider to increase their exposure to local Singapore stocks namely to

- Reduce overexposure to Us markets due to uncertainty by Trump administration

- Reduce currency risk in USD assets based overseas

- Reduce potential volatility and increased exposure to dividend paying stocks or reits if they can stomach the interest rate volatility.

 

Here’s a summary of the main points for DBS, OCBC, and UOB based on their recent 4Q24 earnings:

Key Points for Investors:

-📊Strong Dividend Payout: The three banks will distribute a combined S$13.7 billion in dividends for FY24, highlighting their solid financial performance and commitment to shareholder returns.

-Steady Net Interest Income (NII): Their combined quarterly NII reached S$8.63 billion, continuing the trend of exceeding S$8 billion for the ninth consecutive quarter, driven by loan growth, despite the slight decline in the 3M Compounded SORA.

 

Summary for Investors:🏦📈

1. Yangzijiang Financial Holding: Strong profit growth and a solid dividend yield. 💰📈

2. Hong Leong Finance: Consistent profitability and ongoing digital transformation. 📱💡

3. Sing Investments & Finance: Record profit and steady loan growth. 🏦📈

4. MoneyMax: Excellent profit surge with expansion plans. 💎🚀

5. Hotung Investment Holdings: A recovery in income and a strategic focus on global investment opportunities. 🌍💼

 

For more details, check out the repost here:

 

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or email @ ohlh@phillip.com.sg