Eric Wealth Advisory

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#PhillipCapital #ServingYousince1975 #YourPartnerinFinance #TalktoPhillip #AskMeAnything #PhillipCapital #PhillipWealthAdvisory #PhillipCapitalEntrepreneurs

Thursday, August 24, 2023

Successful Webinar sharing: Online Financial Scams How can you protect your WealthBeing?

As part of our community effort to help raise awareness of online financial scams and preventing one from being a victim, I am honoured to be invited as one of the panellists for sharing my industry experiences and knowledge to minimise the risk of being scammed.

I am also thankful for having 2 other well-known industry practitioners as our panellists namely: Senior Financial Services Manager: Margaret Chua and Investment specialist: Dan Chang to also share their valuable experiences and tips too.

Lastly not to forget, I am thankful for the management support and marketing team, namely Lini, Rebecca and Justin for making this event a success.

Key sharing involved in our webinar sharing:

1. Understanding the latest financial scam trends and vulnerable targets

2. Scam preventative measures and case studies

3. Reporting procedures and steps for recovery

To know more on how to best protect yourself from being a victim of financial scams, kindly connect @ https://bit.ly/TTPericoh

For my previous post:

To assess the FB video: https://lnkd.in/gTF8DNvG

If you find value and benefitted from my sharing, pls like, subscribe and follow my social media sites too.

Our Social Media Presence

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#PhillipCapital #ServingYousince1975 #YourPartnerinFinance #TalktoPhillip #AskMeAnything #PhillipCapital #PhillipWealthAdvisory #PhillipCapitalEntrepreneurs

Tuesday, August 15, 2023

Online Financial Scams: How can you protect your Wealthbeing?

With reports on victims who lose their life savings to scams on the rise, it's crucial to be vigilant about how not to fall prey to such scams online.

Join us on the latest episode of our "Ask Me Anything" Webinar series on 23 Aug, Wed, at 8pm.

Our team of Financial Specialists - Margaret, Eric and Dan will delve into the world of online financial scams, and equip you with the knowledge and tools to safeguard your hard-earned money!

In this live Q&A webinar, we’ll focus on:

1) Understanding the latest financial scam trends and vulnerable targets

2) Scam preventative measures and case studies

3) Reporting procedures and steps for recovery

Don't miss this opportunity to have all your burning questions answered by our experts!

For more info, visit https://bit.ly/TTPericoh or email to ohlh@phillip.com.sg

For my previous post: https://lnkd.in/gDajmWs2

#PhillipCapital #ServingYousince1975 #YourPartnerinFinance #TalktoPhillip #AskMeAnything #PhillipCapital #PhillipWealthAdvisory #PhillipCapitalEntrepreneurs

Friday, August 4, 2023

Earn Guaranteed 5.8% p.a.** Returns 💰 with SMART Park as we celebrate 58th National Day this year!

Simply put your fresh funds starting from S$1,000 & maximise your returns for a 30-day period. 🗓️

Sounds easy & attractive? Start funding your SMART Park & enjoy this limited time promotion with us till 31 August 2023!

**Open account with me:

*Have an existing account? Note you must opt in for Smart Park (Excess fund management facility or MMF to enjoy this promo for fresh funds transferred from the bank. Not sure pls contact me at https://bit.ly/TTPericoh) *

Fund now :

https://www.poems.com.sg/payment/#paynow

**Check promo details and T&Cs here:

https://www.phillip.com.sg/sg/smart-park/

Previous Post: Click here

Referrals appreciated. Thanks and have a great week!

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Thursday, July 20, 2023

20 Jul 2023 Singapore Portfolio strategy forum Bloomberg-Key Takeaways

Just attended the Singapore Portfolio strategy forum organized by Bloomberg and met some other practitioners in the financial industry.

Do note below sharing is based on my personal opinion and from a practitioner point of view as I handle advisory clients for their stock and mutual funds portfolio, hence not representative of the panelists or speakers' view.

Key take aways: 😉

1. 60/40 portfolio may not perform as expected because of the volatility of the asset class and their returns.

Lesson: Consider Equal risk parity and invest with a long term perspective.

2. Past or historical negative correlations may invert when both stocks and bonds move in the same direction. Does not occur often but when they do, large draw downs occur. Fat tail risk or black swan events do occur.

Lesson: Past performance not indicative of future returns. Last year correction may not indicate this year will repeat.

3. Narratives vs quantitative data. Both matters as overly focused on one aspect may lead to one being caught wrong footed.

Lesson: Adopt multi-strategies and diversify from single strategy.

What I do: I help clients grow their wealth and navigate difficult and challenging market conditions using different strategies according to market conditions and environment.

Hence, a qualified practitioner aided by quantitative and quality research in current times is of paramount importance to helping you grow wealth consistently.

Not sure how to get started or want to grow your wealth but don't know how? Or if you are already invested but like to have a investment portfolio review, kindly connect with me @ https://bit.ly/TTPericoh

Previous Post: https://lnkd.in/gPARKmCV

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#investing #markets #investment #bloomberg #financialservices #

Friday, May 26, 2023

26 May 2023 FM radio 95.8 Eric sharing: US Singapore market outlook and Investment ideas

Dear friends,

If you have missed my FM95.8 live radio interview sharing on US and Singapore market and investment ideas, you can click below to listen. Thank you and have a great weekend.

My Radio FM98.5 sharing English Version:

Qiqi: This week, with the market focusing on weaker economic growth, the us debt ceiling, high inflation rate across countries, what do u think of the current Singapore and US market?

Eric: Yes, perhaps many investors or stock investors are losing sleep due to the increased volatility. From the technical point of charting, in my view, STI has broken the 200day moving average, and may test the low made at 3100. If this support hold, we may see the STI moving up to the resistance level at 3300.

Most stocks like the banks have reported their earnings but we see consolidation now with the STI below the 200-day moving average suggest investors are taking a wait and see attitude or cautious approach before they make their investment decision.

As for the US market, I personally see support for S&P500 at 3800 level and 4300 as resistance. Similar to the year 2011 until the debt ceiling impasse is resolved by 1 June 2023, we will continue to see the S&P 500 consolidating at current levels. The next important date to watch for will be the 14 June Fed meeting rate decision which may influence the direction for the equity market.

Qiqi: In this type of situation, any specific sectors one can consider or to take note of?

Eric: Due to effects of climate change seen in many parts of the world, we are likely to see more capital allocated to renewable energy like solar and climate technology firms that supports this energy transition. Ai technology will also be a sector to consider.

More noteworthy, I see sustainability becoming an important consideration when allocating investment capital because it will affect climate, energy transition, sustainable cities, farming, biodiversity, water and food security and our future. These sectors may be the drivers for the future industrial revolution.

When is a good time to enter will depends on investors’ holding power and financial situation.

Qiqi: What advice do u have for investors and considerations?

Eric: First of all, consider your risk tolerance, time horizon and financial objective. Personally, I do not encourage one to speculate in the short term but invest with a long-term perspective using lump sum or RSP investment to meet your financial goals. Try to avoid leverage or margin to invest especially now.

If you are concerned about the individual stock market volatility, one can consider investing in international mutual funds to reduce risk.

Finally, as investment scams are becoming more prevalent or need help to invest, please work with a reputable financial professional.

If you have any questions or need professional investment portfolio allocation services, you can contact me, Eric Wealth Advisory Facebook. Thank you. Connect @ https://bit.ly/TTPericoh

Previous post: https://www.linkedin.com/posts/eric-ohlh_phillip-wealth-advisory-activity-7059516498838507522-H0JJ?utm_source=share&utm_medium=member_desktop

Listen to Chinese version for my radio sharing: https://bit.ly/ericradioshare

Market news and update. Click below to listen.

Monday, May 8, 2023

3 points on how to navigate a volatile uncertain market?

Market turmoil and recession fears are top of many investors mind. So how can one navigate such paths?

In this article, I will share 3 points to help you:

1: Have adequate cash reserves to meet 6 months of your expenses or liquidity needs.

2. Reduce debt

3. Have a savings plan and start a financial goal with it

If you are not sure, you can refer to Eric Money rules (Click here) for more information or contact me for a consultation.

By ensuring one has sufficient reserves, one will be able to wait for better opportunities or ride out the volatility.

By using the guidance of a practitioner, one will reduce the amount of time, effort and be able to grow.

Connect with me @ https://bit.ly/TTPericoh

Thursday, May 4, 2023

Thank you to Money FM 89.3 and Phillip Securities for sharing my market view on Singapore, Hk and Us market.

Podcast for possible strategies to navigate current volatile markets and suggests how investors can manage their assets and allocate their portfolios to ensure resilience during uncertain times. https://bit.ly/ericmoneyfm

Connect with me @ https://bit.ly/TTPericoh

If you want to participate in Eric Oh's webinar on how to position your portfolio in an uncertain, volatile and confusing times,

***

Click below to register:

9 May 2023, Tuesday from 7-8pm

https://bit.ly/ericZoom

Limited slots available for first come first serve.

***

Referrals appreciated. Thanks and have a great weekend.

Friday, April 28, 2023

Eric shares on Money FM 89.3: Money in the Market: Should you ditch your current investment plan amid market volatility?

My market view, insights and strategies to handling market volatility and uncertain times to my clients, listeners of FM 89.3, 96.3, 95.8, friends and future partners.

From Money Fm 89.3 Live radio interview:

https://lnkd.in/gNTZnSz8

Money in the Market: Should you ditch your current investment plan amid market volatility?

Protecting wealth, boosting investment returns, and maintaining financial security are some of the top goals for investors. But with widespread volatility and global uncertainty, how should investors allocate their assets? How can investors well prepare their portfolios from constant fluctuations and volatility in markets?

And what sectors should investors look at when investing in Singapore markets? What about US and Hong Kong markets?

On Money in the Market, Hongbin Jeong speaks to Eric Oh, Financial Services Manager, Phillip Securities to find out more.

Connect with me @ https://bit.ly/TTPericoh

If you want to participate in Eric Oh's webinar on how to position your portfolio in an uncertain, volatile and confusing times,

Click below to register:

9 May 2023, Tuesday from 7-8pm

https://bit.ly/ericZoom

Limited slots available for first come first serve.

Referrals appreciated. Thanks and have a great weekend.

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#investing #markets #investment #zoommeetings #financialservices # #money

Thursday, April 27, 2023

How can you position your portfolio in such times? Zoom sharing on 9 May 2023 7pm Tueday. Pls register if you are keen to grow.

With high interest rate, market volatility, SVB failure and recession fears in the headlines. How can you position your portfolio in such times?

Is SSB or T-bills or savings deposit enough? Is it enough to protect you from current high inflation rate? Or is there more?

Come join me in this zoom sharing on market insights and common strategies to deploy and how such times can be opportunities.

*********

Click below to register your interest in this zoom sharing:

9 May 2023, Tuesday from 7-8pm ( Mark your calendar)

https://bit.ly/ericZoom

Limited slots available for first come first serve.

Connect with me @ https://bit.ly/TTPericoh

*********

About Eric Oh:

Featured for my market views, strategies and insights with FM 96.3, Money FM 89.3 and FM95.8.

What I do:

I help others to invest, protect and grow their wealth with prudent risk management. Strategic asset allocation which may include tactical/ dynamic asset allocation with macro, micro consideration for equities investing or risk based assets which provide non-guarantee returns but potential higher returns in the long run in current VUCA environment: Volatile, Uncertain, Complex, Ambiguous surrounded by geopolitical tensions, etc.

Financial planning, wealth accumulation and legacy planning. Advocate for value based investment based on long term trends and macro events.

Experienced practitioner well versed in equities, bonds, selection of fund managers for wealth advisory for portfolio construction for different financial goals. Handling multi-million portfolio using multi-asset strategies which aim to deliver higher risk adjusted returns over the long run.

For more details on my accolades and experience connect with me at my other social channels or Linkedin:

Do like, follow and subscribe.

Linkedin: https://bit.ly/Lericoh

Company URL: https://bit.ly/TTPericoh

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Friday, April 14, 2023

FM 96.3 radio: Eric's Market insights and updates

My radio interview 14 April 2023 9am

Refer here for Facebook link to my 96.3 FM Market outlook this morning: https://lnkd.in/gNfnCszC

My radio 96.3 FM English Translation:

Hello everyone, I am Eric Oh from Phillip Securities- Financial Services Manager.

In the high inflation environment of the United States, Hong Kong and Singapore, the confrontation between China and Taiwan, the conflict environment between Ukraine and Russia and the current high interest rate strategy of the US Federal Reserve, these three markets will continue to be subject to certain fluctuations and volatility.

With this understanding, I personally don't think it is suitable for any short-term investment operation. Instead, one should take a long-term view and continue to invest through a regular savings plan (RSP), keep investing and stay invested.

More importantly, one should not give up the current investment plan due to temporary market fluctuations as this market volatility is part and parcel of investment.

Therefore, no matter what the market volatility is, investors should first consider the risks they can bear, the time frame of investment and do their own analysis before investing or seek help from a professional advisor.

Unless there are sudden external factors, in my personal view, as for the Singapore market, you can consider investing in Singapore bank stocks such as DBS Bank. As for the US market and Hong Kong market, you can consider stocks in the technology and healthcare industries

If you have any questions or need professional investment portfolio allocation services, you can contact me, mobile phone number 90685256 or Google search Eric Oh Phillip to contact me. Thank you ·

Saturday, March 18, 2023

Sats rights amid volatility: What to do in this uncertain environment?

Recently some of my clients ask me on my view on Sats rights. One of them was very anxious to sell the rights on 14 March 2023 as the last trading day was on 15 March 2023.

When he was speaking, I could hear his voice was not one of confidence but fear as the ripple effect of the different bank failures have started to hit investor sentiment. I shared with him that the Sats rights have corrected already and if he still believe in the fundamentals of the company, he should not panic as this negative sentiment should pass. However, I also shared that he can cut loss if he wish to. But in my personal view, one should not panic just because there is a price correction. He told me he appreciated my honest opinion as I was the preferred broker he trust and use despite having many different accounts with other brokerages.

As such, he will reconsider his choice and apply for the rights. By the time, we ended our conversation, his tone has changed from one of fear to one that is calm.

Personally, in my line of work and more than 18 years of industry experience, such bank runs or sudden market events are common and I do believe as a professional, we should help the clients make an informed decision based on facts, reason and observations.

Hence, in such a volatile world filled with uncertainty, if you need an unbiased, informative and insightful view, please kindly connect with me @ https://bit.ly/TTPericoh

‌See my clients' testimonials below. You may even know them:

https://bit.ly/3RVlgGD

‌Keen to know Eric's Money rules: https://bit.ly/3RXToC4

‌If you share similar values or wish to grow your social capital or wealth:

Connect with me

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So what happened: The first bank, cryptocurrency-focused Silvergate Bank, announced it would wind down on March 8 due to losses suffered in its loan portfolio. Two days later, upon announcement of an attempt to raise capital, a bank run occurred at Silicon Valley Bank, causing it to collapse and be seized by regulators that day. Signature Bank, a bank that frequently did business with cryptocurrency firms, was closed by regulators two days later on March 12, with regulators citing systemic risks. The collapses of Silicon Valley Bank and Signature Bank were the second- and third-largest bank failures in the history of the United States, smaller only than the 2008 collapse of Washington Mutual during the then-ongoing financial crisis.

#trading #investing #cryptocurrency #bankrun #wealthmanagement

Thursday, February 16, 2023

DBS: Where is it going? My take and why.

DBS

Based on current analysis of chart from DBS, my estimate for this stock will likely hit above $37 or higher at 40 level in 1 year time. Well for investing in the long term, the sky is the limit.

‌For mid to long term investors with holding power, current entry price around 35 is attractive. See chart. In my personal view, I expect the stock hitting $37 or higher 40 in the 1 year time frame assuming no sudden external or internal shocks yet released into the market.

‌Ordinary dividend and special dividend bring total dividend to 92 cents or full year payout to $2 per share is attractive for long term investors looking for consistent dividend yield compared to bank deposit rate as shared in my opening paragraph.

‌In my personal opinion, investing in stocks or risk asset(non-guarantee) in my lingo is more for capital appreciation while dividend is a bonus which DBS has been a mix of both which is good news for the prospective long term investors.

For momentum traders, current entry price around 34-35 price level presents a good entry opportunity which also is resting on the trendline. See chart.

‌Other factors include the market expectations for interest rate to remain high for 2023-2024 will also see higher margins and possibly more positive earnings revision in the coming quarters for DBS to move past the resistance level at 36 which once broken should see more interest from market participants deploying break out strategies which will also cause more fund in flows thus creating a potential continuation of uptrend.

To receive my exclusive insights and grow your wealth from a professional, open a trading account using this form: https://bit.ly/contactEric

‌For my previous Linkedin share : https://bit.ly/40S5X5D

For my next post on Linkedin: Still tuned for more juicy content by following and share it with your friends.

‌ If you have not watch my Eric money rules below, pls do as investing should always be done on money which you can afford to lose or do not need for the next 10 years so that you can invest with a peace of mind, confident that your financial goals can be met. You can look at my info to know more about my experience, accolades and values.

‌Keen to know Eric's Money rules: https://bit.ly/3RXToC4

‌If you share similar values or wish to grow your social capital or wealth:

Connect with me @ https://bit.ly/TTPericoh

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Investingnote:https://bit.ly/ericinvestnote

‌If you have benefited from my post, please like, subscribe and follow for more insights and guidance from a practitioner or refer your friends who can benefit from my services. Thank you.

‌"The sky is the limit, the best is yet to be"

#investing #trading

Monday, February 13, 2023

Making a difference in people's lives locally in Singapore: Make-A-Wish Foundation

Making a difference in people's lives locally in Singapore:

It was a pleasant experience to support the cause for Project Hope on Saturday evening with my family as both audience and my daughter as one of the casts for the Project Hope 2023 for for Make-A-Wish Foundation.

Compassion, empathy, passion and kindness are what makes us human.

AI, ChatGPT cannot replace these values. Do we allow external conditions to determine who and what we value? Or we stand by our values amid the hustle?

Why Values matter especially in a digital age: https://lnkd.in/g9qVu9xD to see if it aligns with yours. 😇

What is your perspective or too busy to notice what is happening around you due to work, family, financial commitment to help?

Hit like, follow and comment if my message or sharing resonate with you. Repost and save post for later😉

Fyi

Make-A-Wish Singapore is a children’s charity organization that grants the wishes of children with critical illnesses.

A wish granted is a gift of hope and strength for children with critical illnesses. At the same time, its positive impact can radiate and uplift their families and the community around them, creating treasured memories that will last a lifetime. Watch our video, One Tiny Wish, and experience for yourself what ‘The Wish Effect’ is all about.

https://lnkd.in/gvsiPGyk

Wish to donate: https://lnkd.in/g9UA5tyu

For my previous share on Turkey Syria call for help: bit.ly/3XjlCZ0

For my next post: Still tuned for more juicy content by following, liking and share it with your friends.

If you share similar aspirations or values or planning to help others or yourself becoming better:

Connect with me @ https://bit.ly/TTPericoh

My values: bit.ly/3XpKaiL

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Linkedin: https://bit.ly/Lericoh

#community #chatgpt #experience #helpingothers #share #people

Friday, February 10, 2023

Respond to call for items and cash donations for Turkey Syria earthquake victims:

Dear friends,

Making a difference in people's lives: We may not know the victims of the earthquake personally, yet compassion, empathy and kindness shall transcend nationality, race, languages, boundaries, religions.

This is aligned strongly in my personal values. Helping others Protect lives, Invest and Grow their wealth with 3 values strongly aligned: Peace, Balance and Success.

To provide timely assistance to the victims of the earthquake and overcome the cold weather (2-3 degrees) in Turkey and Syria and the call for required items, my team of advisors and family have consolidated our donations to help contribute to a worthy humanitarian cause.

A big Thank you to those who have helped or contributed in items and or cash donations. Pls refer to the link below if you like to donate too.

Do note individual in-kind contribution at Genting lane may not be accepted hence a big thank you to Lotus Light Charity society for facilitation. Today is the last day of collection at Lotus Light Charity society before 2pm.

Lotus Light Charity society address: 403 Ang Mo Kio Ave 10, Block 403, Singapore 560403.

For cash donation to Singapore Red Cross Humanitarian

Response to Turkey and Syria Earthquake: #help

https://redcross.sg/media-centre/press-releases/1232-earthquake-in-turkiye-and-syria-singapore-red-cross-supports-immediate-relief-and-recovery-operations.html

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